Charges and fees. ”. Multi-year guaranteed annuities, or MYGAs, are a type of fixed annuity that guarantees a fixed interest rate for a specified time period — usually three to 10 years. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Here at Annuity Gator we have developed a proprietary process to help investors ensure a financially secure retirement based on decades of research and experience working with clients. As of early 2019, Brighthouse held approximately $217 billion in total assets, and roughly $83 billion in its general investment accounts. Get an Annuity Quote. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any particular insurance company. What types of annuities they offer. In this review, I will go over the following information on the Retirement Cornerstone AXA annuity: Product Type. Best, The Annuity Gator P. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Annuity Where it works best: This annuity may work the best for those who are looking. Pros and cons of buying an annuity online. How the annuity works. View BIo. Due in large part to its strong financial. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. Considered strong and stable financially, the company holds more than $18. (aboutmyletter uses Network Solutions privacy service but gives the company name;. Whether it’s a major stock market correction or a lost dollar in a vending machine, losses. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. American Legend lll annuity from Great American, you can be assured that the principal you have in the account will be safe – no matter what occurs in the stock market as a whole. what is annuity gator. Only downside is the payment options, you can't pay directly but only using resellers which some of take crazy fees for their service. 24% each year. The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. I can vouch that Annuity Gator is not a scam, but the easiest to work from the several financial advisors I had also talked to. This Annuity Ranking Report is updated monthly and was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. you can be secure in knowing that your money is safe from market ups and downs and that you can have an ongoing lifetime income in retirement. In addition to the 6-year annuity, there is also an 8-year and a 10-year. And that really isn’t very appealing if you’re trying to keep your hard-earned money safe as you approach retirement. org Key Takeaways Annuities tend to carry less risk than individual stocks and bonds, but — like all financial instruments — they come. If you’re earning an 8% return in the stock market and inflation is 2%, your real return is only 6%. A fixed index annuity, or FIA, is also a type of insurance product. The AIG Choice Index 10 annuity is a fixed indexed annuity that can help you to ensure that your portfolio is safe, yet also offers the potential for a higher return than that of a regular fixed annuity alternative. So, in Year 1, if you access more than 10% of the contract’s value, you will also owe a surrender charge of 9%. Annuities can be complex. For instance, the Better Business Bureau has given Athene an overall grade of C-. Independent annuity professionals provide honest. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit Annuity Where it works the best: This annuity may work the best if you are looking for:. In this review, we will be covering the following features regarding the Ameritas Accumulation 7 index annuity: Type of product. 5 reviews. Interest is credited daily, and the investment increases through compound interest. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. Atlanta, Georgia, United States. How it is most poorly used. Annuity Gator is a team of highly knowledgeable financial and annuity experts who are focused specifically on offering very in-depth and unbiased reviews of annuities and other related financial tools. com on Search Engine. Indexed annuities are a special type of insurance and income-producing financial vehicle. Annuity Gator has 5 stars! Check out what 357 people have written so far, and share your own experience. from Annuity Gator Annuity Gator makes the process of planning for retirement and choosing the right annuity much more convenient, while at the same time keeping it. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This. This single premium annuity is available to investors and retirees up to 89 years of age and accepts lump-sum contributions of between $10,000 and $1. These fees can include: Mortality & Expense (M&E) charge. Kathy Beaverton, OR. 30% fee just for owning it. Before we get into the in-depth details, we have some legal disclosures to present… This is an independent annuity product review. 27, 2023. com website in order to check out the May 2017 information. product was identified and information sent. this might be a legitimate issue to grumble about if the financial professional is. 1. They can also assist you with comparing different retirement income strategies, as well as answer any questions that you may have. Due to the constant ups and downs of the stock market – particularly over the past ten years or so – the demand for fixed annuities that offer guarantees has grown substantially, particularly as retirees and. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity The biggest fear on the minds of most retirees today is that of running out of money in retirement. With fixed indexed annuities, one or more market indexes are tracked, such as the S&P 500. In the latter, though, you could generate more growth and/or income. The Annuity Gator’s End Take on the Penn Mutual Premier Foundation Plus Indexed Annuity Where it works best:. In order to promote growth and income features, the product uses various proprietary funds from American Funds. Advantages and possible drawbacks. Jason's work has been cited in Investopedia, Yahoo Finance, Think Advisor, MarketWatch, PocketSense, Due, Wikipedia, and Benzinga. ”. If you would like to learn more about annuities and how they may benefit you, feel free to reach out to us directly at (888) 440-2468, or you can send us an email with any questions. Jackpot. Pace was employed as a flipper for a few well-known iBuyer portfolios. How an investment credits interest is a very important factor to consider when comparing interest rates – click here to learn about simple interest. That’s where having an Annuity Investigator who loves math. How it. The Annuity Gator’s End Take on the Protective Life Fixed Deferred Annuity Where this annuity works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature; Where this annuity works the worst:The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity. At Annuity Gator, we are a team of experienced annuity and retirement income specialists who focus on offering highly in-depth – and unbiased – reviews on fixed, indexed, and variable annuity products. Click the button below to get personalized annuity recommendations. With a fixed indexed annuity such as the Nationwide New Heights 9, you can be sure that your money is safe from the ups and downs of the stock market, and that you also have the ability to receive an ongoing income in retirement. So, contact us today, toll-free, at (888) 440-2468, or email us through our secure online contact form to set up a time to chat with one of our trained annuity experts and research analysts. Annuities can be complex. This fee will reduce the level of the index and thus the amount of interest, if any, that will be credited to any product. In this review about the Reliance Standard Keystone Index Annuity, we will be covering the following: Product type. Although he is located in a different state than me, he was easy to work with. While the annuity doesn’t have a surrender charge per se for early withdrawals of more than 10% of the contract’s value, it does incur what it refers to as a short-term redemption fee. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. Realistic short and long-term expectations of. Because of that, many people are seeking a safe harbor for their money where they can earn at least some amount of return, while at the same time making sure that their savings are safe. You can choose a guarantee period of 5 years (or alternatively, 2 years) on the Secure Savings annuity. Annuities can be complex. So, feel free to contact us with any questions that you may have about annuities. That’s why we’ve compiled this annuity review so that you can weigh the pros and cons. That’s where having an Annuity Investigator who loves math comes in. , Jackson National Life Insurance Company ®, and Jackson National Life Insurance Company of New York ®. Annuities can be complex. ”. Your other option is to work with an investment advisor who, for a 1 percent fee, can design a custom strategy for your portfolio to give you greater. Traditional karate is not simply a method of self-defense. 35%, or 0. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. JA Jack 2 reviews US May 18, 2021 Invited I was looking into consolidating… I was looking into consolidating several IRA's in hopes of lessening the time and effort needed to. If you’ve been considering the purchase of an annuity because you want to your money to grow, while at the same time you want safety, and the assurance of having an ongoing. If you earn more than $34,000, up to 85% of your benefit could be taxable. . The opportunity for additional, index-linked. One of the biggest concerns on the minds of retirees today is running out of income. 5%. Guaranteed income. At Annuity Gator our main focus is on helping investors and retirees understand how they can keep their money safe and receive a guaranteed lifetime income stream. Money saved for retirement * Most important to you * SubmitThe Annuity Gator’s End Take on the SolutionsMYG 7 Annuity Where this annuity works best:. Visit Website. Your information is kept 100% confidential, safe and secure and only used to help point you in the right direction. How the annuity works. Annuities can be complex. Opening Thoughts About the Guggenheim Life Preserve MYGA 9 Annuity. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. In addition, the insurance carrier will provide you with a bonus to your account if it vests over ten years. Ouch – that’s quite a pay cut. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. Unlike “traditional” financial companies, Gainbridge offers annuities and life insurance directly online. Current rates. AXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. In practice, however, I feel they are significantly more opaque and complex than a simple deferred fixed annuity. These include a mortality and expense risk fee of 1. Annuities can be complex. In addition, the total annual portfolio operating expenses can range from 0. The Standard describes the Advantage Growth Annuity as a single premium, deferred annuity that offers a 2. you can be assured that your principal will be safe from a volatile stock market. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. In this annuity review, we will be going over information regarding the Jackson National Elite Access Advisory Annuity, including: Product type. The Annuity Gator’s End Take on the Integrity Life MultiVantage Fixed Deferred Annuity. An annuity is an insurance contract that exchanges present contributions for future income payments. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity. Likewise, insurance and financial professionals will also key in on the fact that your principal will be safe in a fixed annuity, and that you can essentially lock in a set rate of interest for a. There are also a couple of indexed account strategies, where the return that is credited each year is based on the performance of the S&P 500 index. The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General. Also, the Fidelity Personal Retirement Variable Annuity does not offer a myriad of bells and whistles (i. I earned my black belt in Ashihara Karate, a purple belt in Brazilian Jiu-Jitsu, and have been training in a myriad of martial arts for over 14 years. Website & Phone: ⚑ 7850 N Silverbell #114-194 Tucson 85743 United States. With Northwestern Mutual, you'll get a financial partner who really hears you—who listens to your concerns and guides you through them, so you know you'll make the best financial choices. While annuities can entail a plethora of “fine print,” we’ll help you to better understand what it all means, and in. The average investment option expense inside the variable annuity is 0. This is even more true if you are looking for a way to keep your money safe, while still having the opportunity to earn a higher rate of return. This single premium annuity allows you to contribute a minimum of just $10,000 up to a maximum of $500,000 – or possible even more, provided that you obtain home office approval for a larger sum. Like other types of annuities, a fixed indexed annuity allows for tax-deferred growth. The Annuity Gator’s End Take on the Symetra Select 5 Multi-Year Guaranteed Annuity Where this annuity works best:. 4,185,981. The Annuity Gator’s End Take on the American Equity Investment Life’s Guarantee 6 Multi-Year Guarantee Annuity. Everything is conveniently done over the. The only way to truly get an idea of how this annuity may perform – based on. If you need support understanding your annuity you can reach out to us at 888-440-2468 to see how we can best support you. The Annuity Gator’s End Take on the Western-Southern SmartSelect 3 Annuity. Similar to a certificate of. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. Take a closer look. An annuity owner can protect up to $13,975 of an unmatured annuity’s value from creditors in California. Fees. The Annuity Gator’s End Take on the North American Company’s Guarantee Choice Fixed Deferred Annuity Where this annuity works best: As a fixed deferred annuity, the Guarantee Choice from North American Company may be a good annuity product for those who are looking for the following benefits: A fixed rate guarantee for a set number of yearsIndependent Review of Bankers Life. goals. Annuity Gator has 5 stars! Check out what 355 people have written so far, and share your own experience. Here you’ll find truthful, clean and understandable information regarding annuities. We appreciate you checking our site, and please visit again soon. The only way to truly get an idea of how this (or any) annuity may. Realistic long term investment expectations. $25,000 for the 6-year plan. Thrivent Secure Retirement Builder Annuity Surrender. Upstream Life is headquartered in Dallas, Texas. You will also be able to put your. So, if you would like to set up a. If you are considering the purchase of a fixed annuity product, you can count on keeping your principal safe, as well as receiving a guaranteed income in the future, and in turn. Browse our extensive annuity reviews database to find which annuity is right for you. M. The Annuity Gator’s End Take On The Prudential Variable Annuity. If you’re still considering the Farm Bureau Select IV New Money 4. Rather, it is credited with a guaranteed “floor” rate, which is often in the neighborhood of 0% to 2%. 15%. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning. 8/5. If you’d like to speak with an annuity expert, then feel free to contact us by phone at (888) 440-2468 , or send us an email with your questions to our secure online contact form . The TDF Series is designed to deliver a total income of 6% by the projected retirement start date of its holder. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. There was a whole thing on discord about this. Safe Income Plus – Fidelity & Guaranty Life Insurance Company’s Safe Income Plus annuity is a flexible premium, deferred fixed index annuity. You then call Apple and you say I’d like to cancel. According to the product’s prospectus, “You will pay fees every year you own your annuity. Love the case histories & asking for permission with a prospect to tell some personal stories. We have based this rating on the data we were able to collect about the site on the Internet such as the country in which the website is hosted, if an SSL certificate is used and reviews found on other websites. In the case of the SecureOption 3 annuity, there is an initial three-year surrender charge period. In this review, we will be going over the in-depth details regarding the Nationwide Platinum Edge fixed index annuity: Type of Annuity. Current rates. The Annuity Gator’s End Take on the American Equity Investment Life Insurance Company’s AssetShield Fixed Index Annuity. At Annuity Gator our main focus is on helping investors and retirees understand how they can keep their money safe and receive a guaranteed lifetime income stream. With that in mind, the NCIT American Funds Lifetime Income Builder Target Date Series – also referred to as the TDF. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best:. How the annuity is best used. During the annuity’s growth – or accumulation – period, the return is based in large part on the performance of an underlying market index, such as the S&P 500. Benefit Secure Income Fixed Indexed Annuity, you can be confident that the principal you have in the account is safe, regardless of what happens in the market – or even in the economy overall. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. 63%: National Security Insurance Co. Your information is kept 100% confidential, safe and secure, and only used to help point you in the right direction. Your information is kept 100% confidential, safe and secure and only used to help point you in the right direction. Here at Annuity Gator we have developed a proprietary process to help investors ensure a financially secure retirement based on decades of research and experience working with clients. How Safe Your. Where this contract may and may not work, based on your objectives. These factors should ideally include – but are by no means limited to – how the annuity produces its return, how safe your money will be while inside of the contract, how the income will pay out, and whether or not there are any other features that. In the interview, the founder and owner of Stan the Annuity Man, based in Las Vegas and with a second office in Florida, unpacks how annuities can be used to fill a gap in retirement income and. Your information is kept 100% confidential, safe and secure and only used to help point you in the right direction. The company has hundreds of reviews and is rated 4. Current rates. These two sites are registered to Pension Benefit Information, Inc. If you have been thinking about obtaining an annuity for the purpose of increasing your retirement savings in a safe way, while also providing a guaranteed lifetime income in retirement, then the Sentinel Security Life Personal Choice 5 annuity could be a viable option for you. The minimum fee for this feature is . 888) 440-2468. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. 92. This has led some to complain publicly. Annuities can be complex. Where it works best: Although the Oxford Life Multi-Select 10 annuity may not be the ideal option for everyone, it could be a good. I became aware of them over 20 years ago. These factors should ideally include – but are by no means limited to – how the annuity produces its return, how safe your money will be while inside of the contract, how the income will pay out, and whether or not there are any other. Yet, even with these seemingly “best of all worlds” features. Pros and cons. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best:. Our annuity experts are also available to answer any of the question or concerns that you. Working together, you and your financial advisor will design a flexible plan tailored to your life and your needs. This can. In addition to a possible surrender fee, you could also incur an additional 10% “early withdrawal” penalty from the IRS if you make a withdrawal prior to turning age 59 ½. The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations If you have been thinking about purchasing a multi-year guarantee annuity because you want to know that your principal will be safe, and you also want to know that you can count on a guaranteed stream of lifetime income in retirement, then the Athene MaxRate 7 Multi-Year Guarantee annuity could be a good fit for you. How The Standard Describes the Advantage Growth Annuity Product. Read Review. The Sun America Polaris variable annuity is no exception. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Allianz Life 360 Fixed Indexed Annuity Where it works best: This annuity may work the best for those who are looking for:. The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. In other words, taking from the experience of the users, the scam claims without justification on the web are probably false or related to a bad use of the website. Pros and Cons. Although he is located in a different state than me, he was easy to work with. 75%. Enter the fixed indexed annuity! With a fixed indexed annuity like the Great American AssuranceSelect 3 Plus, you have the opportunity to earn a higher return than a regular fixed annuity because your return is based on the. M. 0 annuity can also provide you with an ongoing lifetime income in. California taxes annuity premiums at 2. Fidelity Personal Retirement Annuity® (FPRA) is a variable contract that requires a $10,000 minimum initial premium. ) By paying this fee, your money will grow or step-up in a separate account. This can help to alleviate the worry of a market correction impacting your future. How Security Benefit Describes the Life Secure Income Annuity. At Annuity Gator, our primary mission is on educating consumers and financial professionals on retirement income strategies. Since much of its information and education are provided at no charge,. | Read 41-60 Reviews out of 342. | Read 121-140 Reviews out of 342. these are not good options for those who are looking to keep their principal safe, and/or who do not have a high tolerance for risk. Since much of its information and education are provided at no charge, there's nothing to lose by using. Where the annuity might not be a very good fit. of San Rafael, CA is likely legitimate and aboutmyletter. Alden handcrafted The Safe Money Singer and annuity quote portal, which provides refreshing alternatives in the world of annuity shopping. Date of experience: September 15, 2023. With more than 2 million customers, Brighthouse holds in excess of 2. 55% in a given year, you would only see a net return of 2. The Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best:. Annuities carry the risk of early death, but certain riders can protect heirs from income loss if the annuitant passes away prematurely. Indeed, the industry as a whole is taking the wrong sales approach, Haithcock insists. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. Our mission is to help people achieve financial security and confidence throughout your entire retirement with the proper use of annuities. Who is eligible. Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. Headquartered in Newport Beach, California, Pacific Life. Because Gainbridge doesn’t have high overhead costs (due to its online nature), the company claims it can offer consumers higher annuity rates. And, if you have any additional questions, please contact us directly via phone, toll-free, at (888) 440-2468. This amount gradually grades down to 8% in Year 2, and 7% in Year 3, before finally going to 0% in Year 4. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. Depending on your. | Read 21-40 Reviews out of 340. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any particular insurance company. How Security Benefit Describes the Life Secure Income Annuity. So, feel free to reach out to us directly by phone at (888) 440-2468, or if you’d rather send us an email via our secure. They offer a comprehensive selection of annuity products, and their website is very user-friendly, providing a great deal of information about annuities and insurance companies. Nov 6, 2023. If you have been considering the purchase of a fixed deferred annuity such. The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best:. 1 billion in losses in a single year. A fixed annuity can provide them with that solution. There are several of the annuity’s investment options that invest in funds which impose a short-term redemption fee. Stan The Annuity Man has clients nationwide, and is considered one of the top independent annuity agents in the country. Who is eligible. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best:. How Do Annuities WorkThere Annuity Gator’s End Take on the Jackson National MarketProtector 7 Annuity Where this annuity might fit the best: Although this indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal Tax-deferred growthThis annuity is offered exclusively by Western United Life Assurance Company. Alexa Reach. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. How an advisor might “pitch” this annuity to you. have an annuity question? About. Co. American Equity Investment Life Insurance Company describes the Guarantee 5 annuity as a single premium deferred annuity with a market value adjustment (MVA). In this review of the American National Century Plus annuity, we will be discussing the following information: Annuity type. The Jackson National Perspective II Variable Annuity has a 1. This is where the Annuity Gator can help. Ah-ha! During our one-on-one phone call, you’ll receive honest retirement planning and annuity guidance, without any pressure or obligation to buy anything. First, according to the Power Accumulator annuity’s fine print, “In calculating the level of the index, the index methodology deducts a maintenance fee of 0. Annuity Basics. The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeThe Annuity Gator’s End Take on the Athene Ascent 10 Bonus Fixed Index Annuity Where it works best:. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. Terry. How USAA Describes the EGA Annuity. 59%. During our one-on-one phone call, you’ll receive honest retirement planning and annuity guidance, without any pressure or obligation to buy anything. How it is best used. In this case, the. you can be assured that your principal will be safe and that you can count on a guaranteed income in retirement. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. No, Annuity Gator is an independent organization and is not affiliated with any annuity companies. Contact Information. For example, with this annuity, investors will incur a number of annual expenses. You can also be sure that you will have an income in retirement for as long as you. We believe in the power of technology and ethics to help people. In exchange for a single purchase payment, a RetireEase contract guarantees a stream of income that isn’t affected by market ups or downs. Safe Income Plus – Fidelity & Guaranty Life Insurance Company’s Safe Income Plus annuity is a flexible premium, deferred fixed index annuity. Current rates. According to the Federal Bureau of Investigation (FBI)’s 2022 Elder Fraud Report, older adults are specifically targeted for financial scams. Fees. This can make it easy, fast, and convenient for investors to find and research. Also, you can attain a higher rate of interest if you deposit $100,000 or more. The Trustpilot Experience. In any case, the only way to really know how this annuity may perform – based on your. These include: 1-Year point-to-point (cap) 1-Year point-to-point. Pros and cons. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. Everything is conveniently done over the. (888) 440 - 2468 Stan J. 70% simple interest guaranteed for the duration of the 5-year contract. how the annuity can produce a return, how safe your money will be, how the income will pay out, and whether or not there are any other optional features that may be added to the annuity (as well as any added costs). (The rate lock period also corresponds to the annuity’s surrender charge period – which we will get to in just a. The Covered Choice 5 offers a five year guaranteed rate on the fixed account, with a tad higher interest rate for those who pay in more than $100,000. In this annuity review, we will be going over the following details regarding the Classic 5 Annuity from American Life: Type of annuity. Annuity Gator has 5 stars! Check out what 354 people have written so far, and share your own experience. Given our longer life expectancy these days, retirement income may need to be stretched out for 20 or more. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the. 0. At Annuity Gator, we take the frustration out of shopping for annuities. Everything is conveniently done over the. The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. That’s where an annuity can come in. you can be confident that the principal you have in the account is safe, regardless of what happens in the market – or even in the economy overall. 20% Simple. When considering the Athene Agility 10 annuity, though, you can be confident that the principal you have in the account is safe, regardless of what happens in the market – or even in the economy overall. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity. ”. 5 billion in invested assets and a solvency ratio of $104. We advocate against bias. Other reliable sources for annuity information include financial publications, trusted financial advisors, and reputable financial websites. By contacting us you may speak with an insurance. 85% per year, calculated daily. For the average consumer, myself included,. Deposits less than $100K: 6. Inside the subaccount, there are over 95 different investment options that the investor can choose from. Quick Links. At Annuity Gator, we specialize in educating both consumers and financial advisors about how annuities work, as well as with choosing the right one (if any). com is licensed in four different jurisdictions and has been keeping up with its reputation by maintaining them without disputes or other issues. annuity gator llc. Annuity Gator can help. 85% per year, calculated daily. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. Income options. from Annuity Gator Annuity Gator makes the process of planning for retirement and choosing the right annuity much more convenient, while at the same time keeping it personal. With a fixed indexed annuity like the Bankers Life & Casualty Security Builder Premium Bonus IA, you have the opportunity to earn a higher return than a regular fixed annuity because your return is based on the performance of an underlying market index, such as the S&P 500. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. At Annuity Gator, it is our mission to educate people on how annuities work, and whether or not they could be a good addition to your portfolio. Our experience with Barbara Halperin was 5 stars due to the professional presentations of the subject matter, the verbal explanations, and the detail of research on each potential annuity company. Suggested companies. Given our longer life expectancy these days, retirement income may need to be stretched out for 20 or more. If you are still considering the FlexPlus 5 deferred annuity, then know that your money will be safe in this contract – regardless of what occurs in the stock market (as well as what happens with interest rates, at least for the. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. Here, too, you can opt to have your funds track an underlying index and/or a fixed account. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. 25%. So, if you have a $100,000 variable annuity with an annual fee of 3%, you would pay $3,000 in fees each year.